Downunder Worldwide Travel Insurance - Hazardous Activities

Please Note: Any activity not listed below (or any of the below sports on a professional basis), which can be considered to be a hazardous activity, sport, pastime or employment (involving an increased risk of injury) will NOT be covered under the policy UNLESS declared to, and accepted by Downunder at the time of taking out the policy in return for additional premium and/or changes in cover. Any activities for which cover has been agreed (except those which do not require declaration as per the table below) will be outlined on an endorsement which accompanies or appears on your Insurance Validation Document.

Where applicable, your activity should only be performed if conducted under the supervision of a qualified guide or organisation, with all relevant local safety requirements being observed and the relevant safety equipment being utilised.

Activity	Declare to Downunder	Additional Premium	Cover under Personal Accident and Personal Liability	Medical Excess	Activity	Declare to Downunder	Additional Premium	Cover under Personal Accident and Personal Liability	Medical Excess
3 Bungee Jumps	no	no	yes	standard	Netball	no	no	yes	standard
Abseiling	no	no	no	standard	Orienteering	no	no	yes	standard
American Football	yes	yes	no	£300	Paintballing (wearing eye protection)	no	no	no	standard
Archery	no	no	yes	standard	Parachuting	yes	yes	no	£300
Badminton	no	no	yes	standard	Paragliding	yes	yes	no	£300
Baseball	no	no	yes	standard	Parasailing	no	no	yes	standard
Basketball	no	no	yes	standard	Parascending (over land)	yes	yes	no	£300
BMX Riding	no	no	no	standard	Parascending (over water)	no	no	yes	standard
Boxing Training	no	no	no	standard	Passenger (in private/small aircraft or helicopter)	no	no	no	standard
Camel/Elephant Riding or Trekking	no	no	no	standard	Rambling	no	no	yes	standard
Canoeing	no	no	yes	standard	Rowing	no	no	no	standard
Canopy/Tree Top Walking	no	no	no	standard	Rock Climbing (not mountaineering)	yes	yes	no	£500
Canyoning	yes	yes	no	£500	Rock Scrambling	yes	yes	no	£500
Cliff Walking/Jumping	yes	yes	no	£500	Roller Blading Inline Skating/Skate Boarding)	no	no	yes	standard
Conservation or charity work (educational and environmental - working with hand tools only)	no	no	no	standard	Rugby	no	no	no	standard
Cricket	no	no	yes	standard	Running (Sprint & Long Distance)	no	no	yes	standard
Cycle Touring	no	no	no	standard	Safari	no	no	yes	standard
Cycling	no	no	yes	standard	Sandboarding	no	no	yes	standard
Dragon Boating	no	no	no	standard	Sand Yachting	yes	yes	no	£300
Flying (piloting a private/small aircraft or helicopter)	yes	yes	no	standard	Scuba Diving (qualified or diving with a qualified instructor, max depth 30 metres) up to 14 days	no	no	yes	standard
Football	no	no	no	standard	Scuba Diving (qualified or diving with a qualified instructor, max depth 30 metres) over 14 da ys	yes	yes	yes	£300
Gliding	yes	yes	no	£300	Scuba Diving (qualified or diving with a qualified instructor, max depth 50 metres) up to 14 days	no	no	yes	standard
Go Karting	no	no	no	standard	Scuba Diving (qualified or diving with a qualified instructor, max depth 50 metres) over 14 days	yes	yes	yes	£300
Golf	no	no	yes	standard	Sea Canoeing	no	no	no	standard
Gorge Walking	yes	yes	no	£500	Sea Kayaking	no	no	no	standard
Hang-Gliding	yes	yes	no	£500	Shark Diving (inside a cage)	yes	yes	no	£300
High Diving	yes	yes	no	£500	Sky Diving	yes	yes	no	£300
Hiking (over 2,000 metres but under 6,000 metres altitude)	no	no	no	standard	Snorkelling	no	no	yes	standard
Hockey	no	no	no	standard	Squash	no	no	yes	standard
Horse Jumping (no Polo or Hunting)	yes	yes	no	£500	Surfing (up to 14 days)	no	no	yes	standard
Horse Riding up to 7 days (no Polo, Hunting, Jumping)	no	no	no	standard	Surfing (over 14 days)	no	no	no	standard
Horse Riding over 7 days (no Polo, Hunting or Jumping)	yes	yes	no	standard	Swimming	no	no	yes	standard
Hot-Air Ballooning	no	no	no	standard	Tall ship crewing	yes	yes	no	£300
Hot-Dogging	yes	yes	no	£300	Tennis	no	no	yes	standard
Hydro Sledding	yes	yes	no	£300	Trekking (over 2,000 metres but under 6,000 metres altitude)	no	no	no	standard
Jet Boating	no	no	no	standard	Trekking (under 2,000 metres altitude)	no	no	yes	standard
Jet Skiing	no	no	no	standard	Triathlons	no	no	yes	standard
Jogging	no	no	yes	standard	Via Ferrata	yes	yes	no	£500
Kayaking	no	no	no	standard	Volleyball	no	no	yes	standard
Kite Surfing	yes	yes	no	£300	Water Polo	no	no	yes	standard
Manual Labour (at ground level, no machinery)	no	no	no	£300	Water Skiing	no	no	yes	standard
Marathons	no	no	yes	standard	White/Black Water Rafting or Kayaking (Grades 1-4)	no	no	yes	standard
Martial Arts (training only)	yes	yes	no	standard	White/Black Water Rafting or Kayaking (Grades 5-6)	yes	yes	no	£300
Micro Lighting	yes	yes	no	£500	Windsurfing and Yachting (racing & crewing) inside territorial waters	no	no	yes	standard
Motorcycling (over 125cc) - no racing	yes	yes	no	standard	Yachting (racing or crew) outside territorial waters	yes	yes	no	£300
Motorcycling (under 125cc - no racing)	n o	no	no	standard	Zip lining	no	no	no	standard
Mountain Biking	no	no	no	standard	Zorbing	no	no	no	standard