BACKPACKER TRAVEL INSURANCE   BACKPACKER TRAVEL INSURANCE  

Travel Insurance - Backpacker Policy

 

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The Backpacker policy is our most popular travel insurance policy for your Big OE

Travel Insurance is available right now with our Backpacker Travel Insurance Policy. This Backpacker Travel Insurance policy is ideal for the backpacker or traveller who wants reasonable levels of cover, including cover for their baggage should it get lost or stolen. This policy is provided at extremely competitive rates for travellers under the age of 45 travelling abroad and is most popular with young travellers going overseas on a working holiday.

The fantastically priced travel insurance product referred to herein is underwritten by AIG UK Limited and provides peace of mind for the budget traveller, as with all our policies, you are automatically covered for hazardous activities, such as bungee jumping, paragliding and white water rafting (grades 1-4), not often available with this type of backpacker insurance for no additional premium.

You could travel to Australia or New Zealand for a full 12 months with up to 25% of your trip spent worldwide, with good cover for as little as £162.00 (online price only).

Schedule of Benefits

Section  Description

Cover
per insured

 Excess
per insured

 No Excess
Option

1.    a & b

             c

Cancellation & Curtailment

Catastrophe 

Up to £1,000

n/a

£60

 £60

excess waiver

 excess waiver 

2.

Personal Accident
Loss of Limbs or sight
Permanent Total Disablement
Death Benefit
Death Benefit (aged under 18)

 
£15,000
£15,000
£5,000
£2,500

 

n/a

 

3.         a


            b

Medical Expenses & Repatriation
(including Emergency Assistance)

Additional Hospital Benefit  

Up to £2,000,000


n/a

 £85


 

excess waiver 

 

4.          a

             b
             c
             d

Personal Effects & Baggage
Single Item Limit
Valuables
Travel Documents
Personal Money

Cash Limit
Cash Limit (aged under 18)
Baggage Delay 

Up to £1,000
£100
£100
Up to
£50
Up to
£200
£100
£50
Up to £25

£60

£60

£60
excess waiver

excess waiver

excess waiver

5.          a


             b

Travel Delay


Travel Abandonment
 

£10 for first 12 hour period,
£10 for each additional 12
hour period up to
£50
n/a

n/a

 

 excess waiver
6. Hijack 

 n/a

 

 
7. Missed Departure 

Up to £100

£60

 excess waiver 

8. Personal Liability 

Up to £2,000,000

£100

excess waiver

9. 

Legal Expenses 

Up to £7,500

 £100  excess waiver

 

  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording
    thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording
    and Certificate with you as a reference when you travel.

BACKPACKER TRAVEL INSURANCE   BACKPACKER TRAVEL INSURANCE   

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*Remember, your policy can be renewed for up to 24 months whilst abroad, by completing the Overseas Extension Application form.

Price List (£)

Period

UK Only

Europe

Australia and New Zealand Worldwide, excluding
USA
& Canada
Worldwide

5 Days

6.00 9.00
10.00
10.00

11.00

10 Days

7.00 10.00 12.00 13.00 15.00

17 Days

7.00 12.00 21.00 22.00 24.00

24 Days

9.00 14.00 24.00 26.00 29.00

35 Days

10.00 16.00 25.00 28.00 31.00

45 Days

  22.00 36.00 34.00 38.00

2 Months

  28.00 42.00 43.00 48.00

3 Months

  38.00 52.00 60.00 67.00

4 Months

  49.00 71.00 77.00 86.00

5 Months

  60.00 83.00 94.00 105.00

6 Months

  70.00 96.00 111.00 124.00

7 Months

  80.00 103.00 128.00 136.00

8 Months

  89.00 115.00 145.00 154.00

9 Months

  98.00 126.00 162.00 173.00

10 Months

  107.00 139.00 180.00 191.00

11 Months

  117.00 150.00 196.00 208.00
12 Months   126.00 162.00 214.00 246.00
13 Months   146.00 184.00 231.00  
14 Months   156.00 196.00 248.00  
15 Months   166.00 209.00 265.00  
16 Months   176.00 222.00 282.00  
17 Months   186.00 234.00 299.00  
18 Months   196.00 247.00 316.00  

All Prices are in Sterling and Inclusive of IPT. Prices quoted are available online only.

© Downunder Worldwide Travel Insurance Limited.


BACKPACKER TRAVEL INSURANCE   BACKPACKER TRAVEL INSURANCE  

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We’re working with the foreign office to help you have a safe trip abroad. For more advice and country specific information, visit their ‘go gap year’ website.
We’re working with the foreign office to help you have a safe trip abroad. For more advice and country specific information, visit their ‘go gap year’ website.

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